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Writer's pictureNatasha Patton

Inflation Adjustment for Tax Year 2025


2025 Inflation Adjustments


2024

2025

Roth IRA Income Limits

146,000 Single

150,000 Single


230,000 Married

236,000 Married

IRA

7,000

7,000


8,000 if 50 or older

8,000 if 50 or older

401k Employee

23,000

23,500

HSA Contribution

4,150 self

4,300 self


8,300 family

8,550 family

Social Security Wage Limit

168,600

176,100

Standard Deduction

14,600 Single

15,000 Single


29,200 Married

30,000 Married


21,900 Head of House

22,500 Head of House

Foreign Income Exclusion

126,500

130,000

Mileage Deduction

67 cents

TBA in Dec.

Estate Tax Credit

13,610,000

13,990,000

Annual Gift Exclusion

18,000

19,000

For a full list of IRS tax inflation adjustments for tax year 2025, see: https://www.irs.gov/pub/irs-drop/rp-24-40.pdf

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